Banking & Bank Operations
Level 4 · ₾1690 · exam in 3–12 months
Summary of Major Topics & Study
An explanation what banking actually is and a brief history of banking.
The relationship of banks with households, businesses and government and the economy.
An overview of the different aspects and types of banking.
Retail banking: deposits, lending to people and businesses.
Risk assessment checklist for lending and loans.
Retail banks: payments and transferring money, clearing systems, other retail bank services.
Corporate banking: lending, credit and credit analysis, project finance, bankers acceptances.
Corporate banking: interest rates and LIBOR; other corporate banking activities and services.
Corporate banking: international trade, bills of exchange,
How a bank operates: capital, liquidity and liquidity ratios, reserves, clearing systems, stockbroking.
Asset management and liability management, loan policy, the return on capital ratio, bank income.
Bank financial statements: balance sheets, income statements, bank performance ratios.
Investment banking: services provided to companies and governments.
Global investment banks, involvement in mergers, acquisitions and restructuring.
Investment banking and market trading, brokers, equities, derivatives.
Investment banking: investment advice, funds, investment vehicles.
Mutuals and finance houses; credit unions, deposit-taking institutions, factoring, leasing, insurance.
International banking: banking in the UK, Europe, the Americas.
International banking: banking in Asia, Australasia, Middle East, Africa.
Debt markets: treasury bills, government and corporate bonds, currency; prices, returns and yields.
Futures markets, Swaps markets, Options markets; derivatives, speculators.
Foreign Exchange markets and trading.
Central banking, functions of central banks, BASEL, insurance, compliance, disclosure.
Monetary policy, supply, demand, discount rates, the economy, quantitative easing.
Money laundering.
The regulation of banks: bank supervision and inspection.
The regulation of banks: what is regulated and why, regulation systems.
Study & Career Development
The Program is ideal for anyone who wants to understand the banking industry, gain a good knowledge of modern banking, and move ahead with a career in banking and the wide and varied positions which can be found in the banking industry. Whether this Program is studied for a specific career in banking, or to open up or secure a career in the banking and finance industry, it will provide knowledge needed for success and advancement.
The Program also provides access to further and higher studies in banking and finance, and possible exemptions from other professional courses and qualifications in accounting, at many levels and in related fields of study.
There is a wide range of options for further study - see the "Related Courses" section for suggestions - which include Honours Diplomas, ABA & Baccalaureate Programmes, and the 'Double Award' EBA & BBA Bachelor degree Programme. You are welcome to ask the College for advice, and of course you can see details of these Programmes on this website.
The fee includes:
- College membership, plus your study materials & certificate of affiliation — International CIC Study & Training Materials
- detailed distance-learning instructions for the best results — the Study & Training Guide
- per-module Self-Assessment Tests with answers, plus a Progress Chart
- arrangement of your final exam
- a Level 4 Diploma — on passing the exam
- postal service